CU-Next was designed and created by credit union professionals to assist other credit unions to restructure themselves for success. Learn more about our team, below:
William B. Spearman, President
- Senior management experience at some of the largest banks in the United States
- Experienced and proficient financial services executive involved with developing and leading startup community banks
- Effectively managed Credit, Collections, Retail, and Commercial lines of business
- Served in a leadership capacity on numerous special project teams charged with increasing revenues, improving efficiencies, and decreasing delinquencies
- Loyola University Graduate and currently pursuing a Doctorate in Dispute and Conflict Resolution at Nova Southeastern University
- IT/Project Management/Contract Negotiation
- 16 yrs banking and credit union experience
- 9 yrs credit union management experience
- 7 yrs management experience in private sector
- NAFCU management development institute, LSU
- BS in Management Information Systems, FSU
- MBA, University of Florida
- 18 yrs experience as credit union CEO
- Tyndall FCU, Built an experienced management team to address and correct operational/financial issues resulting in improved "Return to Member" ranking (from 138th to 4th in nation)
- Houston, TX Fire Fighters FCU, #1 in nation in Callahan's "Return to Members" Index
- BBA in Finance, University of Houston
- MBA, University of Houston
Steve Ravin, Board of Managers
- 32 yrs experience auditing/working in financial institutions
- S & L, Bank, Corporate and natural person credit unions
- National School of Finance & Management - Fairfield University
- Supervisory Committee, GFAFB & Community CU
- Authored a comprehensive Capital Plan and conducted a core deposit analysis to minimize future credit union risk
- CPA - State of Connecticut
